Editor’s Note: This is a guest post from Erica Adams of SmartyPig, the online savings company. Be sure to read to the end for your chance to win a $50 savings card.
In an ideal world, the need to constantly obsess over your finances would never happen. But the world we’re currently living in, especially from a financial perspective, is far from ideal. Money makes the world go ‘round. And in almost every corner of the globe, money is tight.
The good news is your finances don’t have to be difficult or demanding at all, especially when it comes to saving. You don’t have to obsess over saving money when it’s made simple.
Earlier this week, financial guru Suze Orman appeared on the Today Show stressing the importance of saving. We at Smartypig could not agree with Ms. Orman more. Whether it is saving for the eight-month emergency fund she suggested, saving for your children’s future education or saving for the dream vacation you’ve always wanted to take, SmartyPig has made it easier than ever to reach your goals without the constant worry.
You tell us how much you want to save and for how long, and SmartyPig does the rest. Really. Each month, on the day of your choice, SmartyPig deducts the desired amount out of your existing checking or savings account and adds it to your goal. You also earn one of the highest interest rates (3.05% APY), and if your friends and family want to chip in to help out, we’ve got the social aspect covered to. No worrying about manually transferring funds between accounts or driving to the bank. No worrying about your money working for you. No worrying about staying the course. SmartyPig is simple, smart saving at its best.
So what are you waiting for? It’s time to put down the plastic and avoid future debt. Financial sensibility for your family is just a few clicks away.
CONTEST RULES
Want to win a $50 SmartyPig savings gift card? All you have to do is leave a comment below detailing how you can double the $50 in 30 days through changes in your personal spending habits.
For example, drinking coffee at home can save you about $50/month, which would easily double the gift card amount.
Come on, be creative. Show us all how we can save a few bucks. The most creative answer by Friday at 5 pm Pacific wins the $50 savings card, which will be mailed directly from SmartyPig. Please use your email in the appropriate box when commenting so I can contact the winner (your email will not be visible to others unless you use it in the Name field).
The winner will be posted in this space by Monday. Good luck, and thanks for sharing your ideas!
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About Betsy
oh one more thing, just make sure that when you buy infant clothes, it is made of organic materials not synthetic.~.”
pack your lunch every day for work. Cook all meals at home. Try to cook meals that will yield leftovers.
Introduce more grains, such as lentils and beans as opposed to buying meat.
Save a set amount every month no matter what is going on.
pay down your debt starting with the highest interest rate.